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how retirement age affects medicare enrollment

How Delaying Retirement Can Affect Your Medicare Enrollment

Planning to retire on your 65th birthday? I didn’t think so….

The traditional notion of retirement – a switch from full-time work to full-time leisure – is becoming a thing of the past for millions of Americans. In fact, according to a recent UnitedHealthcare survey* of 1,000 nationally representative Americans 62 and older, 24 percent of those who did retire chose to re-enter the workforce.

Read More »How Delaying Retirement Can Affect Your Medicare Enrollment

When Should Elders Stop Driving?

For many elders, and their loved ones, determining when they are no longer safe on the road is a difficult and heart wrenching process — but ignoring the issue can be dangerous.

So when does an older driver — or a concerned family member or friend — know when it’s time to turn in the keys?

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What is charitable giving – and is it right for you?

Charitable donations have the dual purpose of saving taxes and supporting valued causes. For individuals with substantial estates, this could mean hundreds of thousands of dollars in tax savings. Charitable trusts are an ideal way to accomplish this goal. The rationale for the different treatment of charitable trusts is that society wants to encourage charitable giving.

Typically, the same rules that apply to formation and governance of a private trust apply to charitable trusts. The primary differences include that charitable trusts must benefit a charitable purpose, that a charitable trust is exempt from the rule against perpetuities and is therefore easily modified, and that the state attorney, rather than ascertainable beneficiaries, is the primary party with standing to enforce a charitable trust.

Suitable charitable purposes include objectives like the relief of poverty (giving of property to help the poor), the advancement of Read More »What is charitable giving – and is it right for you?

DNR or POLST

DNR vs POLST: Differences and the Right Choice For You

Living wills and health care powers of attorney are essential documents for anyone who wants to put their health care wishes in writing. However, these health care directives may not be immediately available in an emergency. You may want to also make a Do Not Resuscitate (DNR) order because it will be more easily apparent to emergency response teams. Some states are supplementing or replacing DNR orders with a similar form, often known as a Physician Orders for Life-Sustaining Treatment (POLST) form. This article discusses both documents.

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Will Your Family Have to Guess Your Healthcare Wishes?

(BPT) – Imagine you are in an accident or a sudden illness leaves you unable to speak for yourself. Your loved one or caregiver may be faced with a difficult decision about whether to continue life-saving measures. How does that person know what to do?

Discuss, decide and document. These are three important steps to take to ensure your future care preferences are known and remove a burden from your family.

According to the Conversation Project, more than 90 percent of people think it’s important to have conversations about end-of-life care with their loved ones, yet less than 30 percent have done so. Planning for major injuries or sudden illness may feel awkward, but timely Read More »Will Your Family Have to Guess Your Healthcare Wishes?